Privacy policy
Effective 19 October 2026
In short. Sort Money reads the payment alerts in your SMS inbox, on your phone, and turns them into a picture of your spending that stays on your phone. There is no account, no server, no analytics and no advertising, and the app does not have permission to use the internet. We never see your messages or your money.
Who we are
Sort Money is an Android app made by Aditya Singh, an independent developer in India. In this policy “we” means Aditya Singh. For any question about privacy, write to [email protected].
What the app reads, and why
With your permission (Android's Read SMS and Receive SMS permissions), Sort Money reads messages in your SMS inbox from the last 120 days, and new messages as they arrive. This is the app's core function: your bank, card and UPI apps send a text for every payment, and those texts are how Sort Money knows what you spent. Without this permission the app cannot work.
- Read and used: messages from business sender IDs (for example VM-ICICIT), such as payment alerts, card statements and due-date reminders.
- Never saved: messages from phone numbers (your personal conversations) and messages with one-time passwords (OTPs). These are skipped as they are read and are not stored in any form.
What the app stores on your phone
- For each payment alert: the amount, whether money went out or came in, who was paid, the bank and the last four digits of the account or card, the reference number, the date and time, and the text of the message, so you can see where each entry came from.
- Business messages that aren't payments, such as bill reminders and offers, so the app can find your bills and you can review what was skipped.
- What you add yourself: expenses you enter by hand, notes, the categories you choose, your rules for payees, monthly limits, and message formats you teach the app.
All of this is kept in the app's private storage on your phone, which Android keeps separate from other apps. It is not included in Android's automatic cloud backup. Uninstalling the app deletes it.
What leaves your phone
Nothing, unless you choose to move it. The app does not have Android's internet permission, so it cannot send anything anywhere. There are two ways you can take your data out yourself:
- Backup file. Encrypted with AES-256 using a password you choose, and saved to the place you pick, such as Files or Google Drive. We cannot open it, and without the password nobody can, including you.
- CSV export. A plain spreadsheet of your entries, not encrypted, saved to the place you pick.
If you save either file to a cloud service, that service's privacy policy applies to the file.
What we collect
Nothing. Sort Money has no analytics, no crash reporting, no advertising, no advertising ID and no account. It does not access your location, contacts, photos or anything other than SMS. Because we don't receive your data, we don't share it or sell it.
Your choices
- Turn SMS access off at any time in Android Settings. Sort Money cannot show anything new without it.
- Delete everything the app has saved: open Privacy and backup in the app and tap Delete all data, or uninstall the app. Your SMS stay in your inbox either way.
Children
Sort Money is meant for adults managing their own money. It is not directed at children under 13.
This website
sortmoney.in is a static site with no cookies, no analytics and no third-party scripts or fonts. It is hosted by Cloudflare, which processes visitors' IP addresses to deliver the site and protect it from attacks, as described in Cloudflare's privacy policy.
Changes
If this policy changes, the new version will be posted on this page with a new effective date. Significant changes will also be mentioned in the app's release notes.
Contact
Aditya Singh, [email protected]